I need some advice on what I should do from here on out. So my dad has income every month but not a bad credit score he filed for bankruptcy a couple years ago and he’s doing a consolidation loan to help him with that. Then there’s my mom who has excellent credit score but no income since shes at home taking care of my brother and sister where they rent low from income housing. Then theres me where I go to school and do cash deals by flipping cars here and there and have saved enough for a down payment. What do I do from here? I don’t think a conventional loan would go through for us I mean my moms credit score wouldn’t just cancel my dads score out there has to be some other way.

Any advice please?