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Private Lending & Conventional Mortgage Advice
HomeForumsPrivate Lending & Conventional Mortgage AdviceDTI max out before reaching maximum number of mortgages?
Account Closed's profile image
Account Closed's profile image
Account Closed
  • Rental Property Investor
  • from dade city, fl
  • Member since May 18, 2019
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Account Closed's profile image
Account Closed's profile image
Account Closed
  • Rental Property Investor
  • from dade city, fl
  • Member since May 18, 2019
Connect
Account Closed
  • Rental Property Investor
  • dade city, fl
2
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Private Lending & Conventional Mortgage Advice

DTI max out before reaching maximum number of mortgages?

Account Closed
  • Rental Property Investor
  • dade city, fl
Posted Nov 16 2019, 16:19

Hi everyone. I have been studying the craft (reading books and listening to podcasts) and have heard it mentioned that some people will surpass the threshold for their DTI radio (~36%) long before reaching the maximum number of mortgages that major banks will issue (~10). My question is how? As long as folks are collecting more in rent than paying out then each property should actually HELP the DTI ratio, right?

I appreciate anyone helping me understand a bit better. I'm sure I'm missing something here. Thanks!

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