I recently applied for a HELOC through a local bank and their numbers came back terrible. The comps they sent me were half a mile away from my property in a far less desirable part of town. Naturally I applied at another bank and their numbers were spot on. 60k higher than the previous bank to be exact. Now the first bank wants 100 evaluation fee to close out the application. Is this a normal fee? I'm fine paying it if it is, but this is the first time I've even heard of this. Thanks in advance BP community!!