Embarrassed to ask, BUT....

[Christine Hull]

I am new the real estate investing so excuse this obvious question: I purchased a condo last year (it's an AirBnB vacation rental). I have excellent credit but the interest rate is super high. I shopped around a few traditional banks and they were all high so I just settled on the lesser of all the crappy options. Can I get more favorable interest rate if I refinance through a credit union with less stringent rules and regulations?

[Kevin Sobilo]

@Christine Hull, would you care to share your mortgage's terms? A lot of things can affect the interest rate? 

Also, you will typically pay a higher interest rate on a non-owner occupied property. Not a lot higher, but higher.