How to get money from a lender!?

[Martin Brady]

Hi everyone.

I switched from a W2 to a 1099 recently. I wanted to take out a 30 year conventional loan from caliber home loans. I applied to other banks also. I do not own any property. Credit score is excellent. 250k in my account through CDs, savings, stocks, IRAs etc.

Any suggestions on where I can get my hands on some cheap money? All the banks stated the same thing. I needed a two year minimum in my new business.