Re-financing a duplex amid Coronavirus impact

[Amanda Williams]

Good morning. Any advice out there on what to do with this? I have a duplex that I recently closed on that looked like a great deal before the coronavirus. I was able to get the duplex (value 190K) along with a separate pin building lot for 195K. The plan was to refinance the duplex and own the lot free and clear for a new build. Well, now rates are higher and its becoming harder to find lenders to refinance with. Any words of wisdom on this or recommendations on lenders to talk to? Should I just wait, my HML is for 9 months? Thanks!