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Updated almost 5 years ago on . Most recent reply

Ilan M Aliphas's profile image
Ilan M Aliphas's profile image
Ilan M Aliphas
  • Rental Property Investor
  • from Milpitas, CA
  • Member since May 2, 2020
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55
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42
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Ilan M Aliphas's profile image
Ilan M Aliphas's profile image
Ilan M Aliphas
  • Rental Property Investor
  • from Milpitas, CA
  • Member since May 2, 2020
Connect
Ilan M Aliphas
  • Rental Property Investor
  • Milpitas, CA
42
Votes |
55
Posts
Private Lending & Conventional Mortgage Advice

Interest Only Loans – Do they exist anymore?

Ilan M Aliphas
  • Rental Property Investor
  • Milpitas, CA
Posted

Got into contract a few days ago on a great property for STR. My goal is to maximize cash flow and this property is in a very seasonal market. Therefore an interest only loan would be ideal... problem is, I've only been able to find Jumbo IO loans but I only need a smaller loan amount under $500k. No luck so far even offering to put 40% down payment and with perfect credit.

Does anybody know of any conforming IO products out there?

Other financing ideas?

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