How to apply a seller credit?

[Carter Henderson]

I am about to close on my first real estate property. Did all the inspections and had my “asks” back to the sellers for them to fix things. They countered with some fixes, a home warranty and an amount of credit off the purchase price.

Should I ask for this credit to be applied to the closing costs/down payment instead? Is there a time value of money scenario here? What would be the most advantageous thing to do?

Thanks for any information here!