tips for shoppinng around on a conventional refi

[Michael H.]

Hey BP family,

Im gathering quotes for a refi on my personal residence. Its a little troubling what some lenders will do to try to my their quote the most competitive. alot of number fudging.

what should I ask a lender upfront to get a more honest and concrete quote?

ive already had my credit pulled so im willing to get quotes from more people.

how can i quickly scan an estimate from a lender and tell if they are shooting me straight?

Thanks,

MB