[Lenders] Higher Mortgage approval with an apartment onsite??

[ChrisLazzat Olarti]

Hi Everyone, I am considering buying and living in a Single Family Home with a 1/1 apartment above the garage. Once the apartment is occupied, the rent will cover 1/3 of the mortgage. I will be able to cover the mortgage without a renter. I am thinking of this opportunity as house-hacking.

Would the rent from the apartment be included as income when applying for a new mortgage?  Will an apartment increase my mortgage approval amount?

Thanks in advance.