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Private Lending & Conventional Mortgage Advice

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J Bess
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11
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No discount points, unable to lend?

J Bess
Posted Nov 17 2020, 17:25

Went to my lender for new loan. Have three other properties with these folks. Credit score is excellent and plenty of cash on hand with minimal d/I ratio. Bank can't loan anything less than 125k because they couldn't generate a loan with no discount points. Anyone experienced this recently? In MS if that makes a difference. 

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