Lowest refinance rate on a 30 yr primary conv mortgage so far?

[Peter Morgan]

Hello,

I am interested to hear from other fellow members what has been the lowest interest rate so far on a 30 yr conv mortgage on a primary home ( with or without points or cash out) .Appreciate your inputs

Thanks

[Eric Johnson]

You can be in the high 2s. Just don't overpay for an interest rate though... Especially if your loan amount is above $250,000+. Why would you pay 2+ points? That's cost siphoned straight from your equity (on refis on purchases would be additional cash to close). 

Good luck