Lowest refinance rate on a 30 yr primary conv mortgage so far?

4 Replies


I am interested to hear from other fellow members what has been the lowest interest rate so far on a 30 yr conv mortgage on a primary home ( with or without points or cash out) .Appreciate your inputs


You can be in the high 2s. Just don't overpay for an interest rate though... Especially if your loan amount is above $250,000+. Why would you pay 2+ points? That's cost siphoned straight from your equity (on refis on purchases would be additional cash to close).

Good luck