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Updated about 12 years ago on . Most recent reply

Paul Zofsak's profile image
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Paul Zofsak
  • Investor
  • from Cypress, TX
  • Member since Mar 30, 2013
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Paul Zofsak's profile image
Paul Zofsak's profile image
Paul Zofsak
  • Investor
  • from Cypress, TX
  • Member since Mar 30, 2013
Connect
Paul Zofsak
  • Investor
  • Cypress, TX
14
Votes |
116
Posts
Private Lending & Conventional Mortgage Advice

debt to income ratio help

Paul Zofsak
  • Investor
  • Cypress, TX
Posted

I was recently turned down for a conventional loan because I was told my DTI was too high; everything else looked great except that. I have one property so far and it is turning a profit, the only other debt I have is the mortgage on my personal home and some student loans I cosigned on for my wife. With the rental property figured in I am at 48% and without it I am at 35%. Is there any other way to go about this or maybe look into something else all together? I have started an LLC for the real estate investing, but am tied to the loan personally. There has to be something I am overlooking...

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