Recommended lender on20% down on Investment property in Colorado

[Daniel Lao]

Hi BP!

I recently saw some posts in this same forum on current changes that are taking place to financing in 2021 (e.g DTI, reserves). One other possible change is majority banks going into 25% down on investment properties.

In my specific example I have a duplex of about 715K and I would prefer to only put 20% down, I suspect that since this is a 2-unit that I am still within in conforming loan limits for a fannie/freddie. 

Some of the lenders i've chatted with are requiring 25% down for an investment property. 

Can anyone recommend a local lender that is doing 20% down or am I out of luck (assuming I don't get an ugly interest rate)?

Thanks in advance!