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Updated over 4 years ago on . Most recent reply

Jason Hsun's profile image
Jason Hsun's profile image
Jason Hsun
  • Rental Property Investor
  • from Chicago | Pittsburgh | 30A
  • Member since Sep 8, 2016
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User Stats

112
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46
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Jason Hsun's profile image
Jason Hsun's profile image
Jason Hsun
  • Rental Property Investor
  • from Chicago | Pittsburgh | 30A
  • Member since Sep 8, 2016
Connect
Jason Hsun
  • Rental Property Investor
  • Chicago | Pittsburgh | 30A
46
Votes |
112
Posts
Private Lending & Conventional Mortgage Advice

Asking lender for interest rate adjustment

Jason Hsun
  • Rental Property Investor
  • Chicago | Pittsburgh | 30A
Posted

Hi there BP...

I did a search on this topic but could not find any past posts on this. 

Has anyone called up their lender/bank and asked for an interest rate adjustment on a conventional residential loan (agency debt)?  I've heard of fellow investors doing this with their commercial loans with prepaid interest penalties, but I'm not sure if these could be done on conventional loans without refinancing.

If anyone has done this, would be interested in hearing about how you did it and what penalties/fees were involved.

Thanks!

  • Jason Hsun
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