Financing for Self Employed Investors / Gig Workers

[Nolan Yamada]

I recently graduated from college and worked part-time W2 jobs throughout the past 3ish years. I recently started doing Instacart full time because the pay is incredible and I can work way more hours every week. I was planning on having my parents co-sign on our first property because they are willing and interested in REI as well. However, they are also self-employed and it seems like those who are self-employed are having a difficult time finding traditional financing.

I'm considering picking up a W2 job that I can work during the evenings and night allowing me to still make $25+/hour during the day with gig jobs. Just curious if any other gig workers or those who are self-employed are in a similar boat. I'm also thinking about reaching out to some lenders to discuss this as well and will report back on their insight! I am really excited to get started with investing this year as this is my alternative to attending law school, but I keep running into roadblocks. Instead of giving up, I remind myself that those who are successful are the ones who find solutions!

In the meantime, here are some YouTube videos I found on this topic...