FHA lender who do not require self-sufficiency test?
Dear members, when I reached out to a lender in regards to purchasing a 3 unit MF in NJ, he ran numbers and responded that it won't pass self-sufficiency test.
Is self-sufficiency rule mandatory for all FHA loans for 3-4 units MF or are there any FHA lenders who do not require self-sufficiency test? Also is this rule not applicable for 2 unit MFs? TIA