I have heard that if you have a Fico score 780 you can qualify for a conventional loan for a primary home with 5% down my question how many times can I qualify for %5 downs as long as I move into the property as primary ? every 12 months ?
Conventional loan with FICO 620 you can buy owner occupied with 5% down. You can only have one in a city/location- you would need a very clear explanation of a job change to another location to do another owner occupied loan. There is not a time limit for how long it has to be owner occupied but the intent must be to live in it.
Excellent thank you city or county ?