Is this a good loan?

[Chris Gahn]

I am located in New York State.

I have a 3-unit house in an LLC which I bought in 2018 with a commercial note from a local bank at 4.5% on a 25 year ARM. I am looking at doing a cash out refi and I'm wondering if these terms are in line with the going rates & fees.

I have have an 800+ credit score, and the property is netting around $2000/mo after all expenses.

The terms I've been offered are: 
30 year fixed rate at 4.5%
1 point to broker
1 point rate buydown fee
$2000 underwriting fee
Appraisal fee (pretty much standard)

The rate seems a little high to me. Could I do better by looking around, or is this pretty typical for a commercial loan?

Thanks!