How to navigate commercial seasoning period

[Richard Cedars]

Hello everybody!

I was talking to a mortgage specialist about my plans to start buying multi-family assets on the commercial loan side and he reminded me of a typical 3 year seasoning period before I can refinance. (I live in Canada if that matters)

I have successfully completed BRRR deals on two 4-Unit apartments but it was on the residential lending side.

Any suggestions on how I could structure my plan to do a BRRR while navigating seasoning periods? I have yet to tread these waters- any feedback helps!

Thanks in advance,

Rich