Looking to get 60k to clear off high interest credit card debt

[Gp G.]

Looking to get 60k to clear off high interest credit card debt. My credit score around 640. Debt to income about 60%. I tried HELOC on rental properties none of the banks I spoke offering this product after covid. I spoke to one lender about portfolio loan with cashback option but too many fees. I am thinking to apply for one credit card with 18 months balance which says approval odd is good. But after applying i may lose 3 valuable credit score if i am not approved. I already have about 9k personal loan from one local bank which will be cleared in next 8 months so this local bank cannot approve another personal loan until i clear off this personal loan.

My rental property interest rates around 2.9% for 15-year term and do not want to disturb and do cash out refinance.

Please advise any creative way I can get 60k to clear off high interest credit cards?

[Tom S.]

@Gp G.  I would consider selling one of your investment properties to clear the debt.  Probably not the answer you want to hear, but there's a good chance the RE market is about to fall, so you'd be cashing out and paying off high interest debt.