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Jonathan Cevallos
  • Rental Property Investor
  • NJ & NY
6
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31
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I'm working on a Sub-to Creative financing deal

Jonathan Cevallos
  • Rental Property Investor
  • NJ & NY
Posted

Hello! I have an off market deal direct to seller. Single family home is under a VA loan in California. Seller is moving to east coast. I offered the client the price they are asking for 'subject to' holding the VA loan for at least 2-3 years.

As mentioned, the home is under a VA loan, seller needs to purchase their new home in the east coast with a VA Loan. Can they qualify for a second VA loan?

I’m trying figure out a way to make this 'subto' deal. Any lenders/title companies/attorneys with creative financing experience, please reach out. I would really appreciate your input. 

Thank you

Jon

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419
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Erik Browning
  • Lender
  • CO CA TX WA ID OR
542
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419
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Erik Browning
  • Lender
  • CO CA TX WA ID OR
Replied

@Jonathan Cevallos yes you can have 2 VA loans using split entitlement. Please either search my past posts with detailed examples or send me a DM and we can schedule a call to discuss how this works and how it affects your specific situation

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