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Updated almost 3 years ago on . Most recent reply

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Cody Cavenaugh
5
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16
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need a HELOC in Texas for purchase of second property

Cody Cavenaugh
Posted

Hi, I have my first property I bought last year which I am attempting to get a HELOC loan on. Since I don't have any proof of income I had my dad cosign the property, but is not on title as I own it purely in my name. This property is currently my primary residence. I live with roommates and that's how I can afford the mortgage payment each month. The house has appreciated roughly 100k since I have bought it, do y'all know any good lenders or banks that will be able todo a HELOC loan? I do not have any income since I am a college student, but my dad will cosign the HELOC loan in order to get it approved. I'm really trying to find a credit union or bank that will lend to me, any thoughts??

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