Cashout Refi vs Seller financing

[Tudor Francu]

Hi

I bought a 7 unit building 2 years ago cash. Id like to get equity out to acquire more assets. Building is producing on average 15% annual return. I have 3 scenarios;

- cash out refi for 75 % LTV at 5.5% rate for 20 y amortization with ~15k closing costs - still keeping the asset and cash flow

- sell the asset with seller financing to a new owner for 25 % downpayment and 7% rate - getting some money back and making 7 % on the rest, but no asset

- not doing anything, run on present cashflow, and have all cash blocked in there .

Any thoughts/ advice/solutions? TIA