what's the best way to use equity on bare land?

[Doug Laroche]

How can I tap into the equity of my land for a down payment on a house? I have land worth around $80k and would like to utilize the equity in the most efficient way. will banks let you borrow against your land equity?

[Kerry Baird]

I'd also ask at my local community bank or credit union.  I might sell the land to have a down payment for a different house.  Unless the land makes me money somehow.