What HELOC rates are you accepting right now?

[Tyler D Cash]

I have one investment property and currently applying for HELOCs ($446k estimated value and $348k remaining on mortgage). I got approved for one at 75K and 10.8% which I declined, and a second at 50k and 8.49% which I am considering. I'm pending offers for other company's HELOCs, but I was hoping for something sub 8%. 

I haven't taken out a HELOC before and was curious to see what terms other folks are accepting in recent months, or what a reasonable expectation for a decent rate currently is. Thanks.

[Jordan Knight]

I took out a HE loan at 5.875% within the past 2 months, 100k /15 year still under 50% LTV which probably helped. That was through Amerisave. A local credit union was offered me 8%. glad I kept shopping