Funding a multi family buy and hold needing minimal repairs

[Matt Pitschman]

I have seen many strategies for raising funds for purchasing properties from my research. Most of them seem to pertain to properties with major rehab needed like fix and flips or wholesaling. My partner and I are trying to figure out how to buy a 2-4 unit property that doesn't need much in repairs using little money for a down payment. We would then rent it out. We both have full time jobs and are not experienced in construction. Managing a contractor may not be best (since this is our first deal) to make it simpler. We are in the pittsburgh area. Some options we are thinking about are...

FHA: this would be a personal loan and I would have to live in one of the units, and stay for at least a year (I think), I could put a small down payment (3.5%), in this case i would like to eventually move the property to an llc maybe after a certain amount of equity is reached, then refinance. We would then try to purchase and repeat but would have more funds.

Commercial loan through llc: we are considering this since we would eventually want to hold properties in an llc, but we would need 20% down which we don't have

Seller finance: we would need to find a willing seller and make a deal, maybe difficult to find