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Assumption of Existing Mortgage & Rent to Own

Posted Oct 6 2023, 14:52

Hi Everyone,

I'm looking for some insights into two alternative home financing options: Assuming Fixed Rate Loans and Rent-to-Own.

  1. Assuming Fixed Rate Loans:

    • Does anyone have experience with assuming fixed-rate loans?
    • Is this option only available for FHA loans, or can it be done with other types of mortgages?
  2. Rent-to-Own:
    • Does rent-to-own actually work, or are there limitations?
    • I'm concerned about the negotiating power when trying to buy after renting. Any advice?

Thanks for your help!

Best regards,

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