Buying properties under an LLC not personally

[Kenneth Schuster]

We currently own 3 properties but we dont want to keep taking these loans out personally. Does anyone have any advice? We usually put down around 25%. 

[Caroline Gerardo]

Three properties is not enough to consider jumping into commercial lending. Commercial loans usually are due in 5 years and you refinance, also property has to be large dollar amounts and be commercial type.

Don't want to borrow in your name and don't want to personal guarantee then you need enough partner cash to pay cash and carry.

All conventional loans (which are lower rates) require real human credit person to guarantee, no matter what the vesting.

NonQM that does DSCR requires the same human above.

Vesting in LLC DOES NOT keep the loan hidden from your credit report.

Your social security number, DOB, and ID, is used. Posters above either didn't read what you asked or are not real.

Please name one lender that doesn't ask for identification. 

I do not know any hard money guy/gal who will give you cash not secured by your personal guarantee. Hard money MIGHT not report on your credit when you start but if you don't pay or late pay they make certain it reports to sting.