Need financing advice! HELOC? Cash out refi?

[Jeremy S.]

I recently purchased 2 rental properties that are cash flowing very well. I bought them both outright with cash from my savings. The problem is that it took up about 60% of my savings and there are so many great deals available right now. How do I go about getting financing for more deals? My properties and the ones I'm interested in are in the $20-30k range.

I was going to continue using a home equity line of credit but my rate it prime +1.5% and I'm concerned about being over leveraged and the prime rate rising.

How can I get fixed rate loans for my properties without paying unnecessary costs? My credit is close to 800, I have good income from my job and about 45k in savings and own 2 properties that assess for $40k each so don't tell me to slow down or how I need to save for emergencies, I've accounted for that.

Thank you