First time home buyer loan advice.

[Timothy Blackman]

Looking for advice. I'm looking at getting my first home. And I would like to ask. Who would you go through?

How would you finance your home?

What should I look for?

What should I avoid when seeking a loan?

Is there creative ways to get a first home you wish you knew about, that I can try to do?

I live in sioux falls south dakota. If that matters. Looking to buy for my family. Trying to keep payments low as possible. Any advice is appreciated.

[John Burke]

Quote from @Timothy Blackman:

@Lynn McGeein

Yeah, that would be great to find something like that. Thank you I will search around for those options. Thank you.

 Just a heads up, a lot of the down payment assistance programs come with higher interest rates and other hooks. For example: Some require you to repay the money if you sell/refi or move out of the property within 5-7 years. If you're comfortable with living on the outskirts of Sioux Falls, the no money down USDA loan may be a perfect option for you. Feel free to reach out if you need help or info on the USDA program.