Seller Financing Help?

[Kyle Trotman]

Hello everyone! I am starting my deal funnel in my current submarket and will be focusing on seller financing! 

I had a few questions! 

1. Is the owner fully paid when you refinance into a conventional loan and/or DSCR loan?

2. What is the best way to fund repairs when purchasing a an owner financed deal? Hard money? Business loan? (This will be my first property). 

Also, side note! 

- I will be looking to hire out the cold calling for the specific list I have sourced! Does anyone have a recommendation on either VR cold calling services or references to any cold calling companies/ programs? 

Thanks in advance for the help! Looking forward to connecting with y'all.