Taking Cash out of a house before the 6 month mark

[Peter Grosso]

Hello all,

I put a new property in my wife's name instead of an LLC because I wanted to use her Great Credit and W2's before she leaves her Job to raise our daughter. However most banks want you to own the home for more than six months before you can cash out. Any advice on what banks will hold the note? Most look to pass it right on to Fannie and Freddie.