Is it better to sell with rent to own or direct lending in VA/MD/DE

[Aaron Rhys]

I am looking at purchasing a mobile home and I think I have a couple of buyers lined up. What risks am I taking on as a small lender if I "become the bank?" - I realize, that the SAFE act and Dodd-Frank make this prospect a bit more daunting. I understand that I need to find an RMLO. Do you have any suggestions for the NVA / DMV area? Are there any circumstances now, where you can be the lender and not trigger Dodd-Frank and SAFE? I do not want to have a disguised sale. How do rent to own agreements avoid that?