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Updated over 10 years ago on . Most recent reply

Nalo Coban's profile image
Nalo Coban's profile image
Nalo Coban
  • Real Estate Broker
  • from Charlotte, NC
  • Member since Feb 3, 2014

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Nalo Coban's profile image
Nalo Coban's profile image
Nalo Coban
  • Real Estate Broker
  • from Charlotte, NC
  • Member since Feb 3, 2014
Nalo Coban
  • Real Estate Broker
  • Charlotte, NC
12
Votes |
129
Posts
Creative Real Estate Financing

hml is cash offer?

Nalo Coban
  • Real Estate Broker
  • Charlotte, NC
Posted

If I am using a HML, can I make my offer a cash offer? Or do I still have to check box that says, buyer does need loan to purchase property?

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Guy Gimenez's profile image
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Guy Gimenez
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  • from Corpus Christi, TX
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Guy Gimenez
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  • Member since Jan 22, 2012
Guy Gimenez
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Guy Gimenez
  • Investor
  • Corpus Christi, TX
Replied

If you offer cash, a marginally smart seller or seller's agent will ask for proof of funds. Then what? You don't have the funds...all you have is a letter from a HML who says they will loan you the money.

You can put a kitten in the oven and call it a biscuit...but it just ain't so.

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