Question about Hard Money Lenders common rules

[Allende Hernandez]

Hi guys,

Is it a common rule in FL that hard money lenders lend on basis to the purchase price? I have a property I am trying to get under contract at a very discounted price (probably less than 70% ARV) but the HMLs I have talked to lend a percentage of the PP. I am also working in getting a private lender to fill the gap but it'd be nice if I could find a lender that would be willing to lend me the whole amount. Is it unrealistic? ...it might be an stupid question but this would be my first deal so not too used to the HML world.

Thank you!