Refinance rental property- should I roll in my student loan?
In 2009 I purchased a single family in Vallejo, CA for $170,000 at 6%. I am currently renting the home out for $1900. I will be refinancing the loan- current comps $280,000 so LTV is not an issue as I owe less than $140k. Should I roll my outstanding $30k student loan into this? I'm currently paying 2.5% on it.
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Extending the term on that $30k from whatever it is to 30 years will result in lower monthly payments on that $30k, but I'd rather keep that 2.5% interest rate myself, assuming I could comfortably afford it.