Quit Claim Deed to Cash Out Refinance

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I'm a newbie here and currently trying to figure out financing on my first rehab.

I borrowed $20k from a private lender which covered the purchase of the home all cash including closing costs.

I plan on doing the BRRRR strategy.

Detailed bids show the total cost to be right around $60k. ARV of the property is at $105k.

I had planned on getting an unsecured personal loan to cover the rehab costs and then refinance after the rehab was done (2-3 months).

BBVA was heavily advertising a personal loan up to $100k and as low as 7% APR.

I have a good credit score, but I'm a recent college grad that started working 6 months ago, so I don't have a long work history they like to see.

I applied for a $70k loan with a 24 month term (the shortest term they had).

They told me I was only approved for a $20k loan at 7% APR.

Now, I'm trying to figure out how to come up with the rest of the rehab money.

I am in Texas, and my parents live in California, but they own a house free and clear in South Carolina with ARV of $70k that is currently being rented out to Section 8 tenants.

I was wondering if they can quitclaim deed that property to me, and if I could cash out refinance or HELOC that property to be able to have funds to complete my rehab?

If so, how would I go about that since I'm in a different state? Any rough ideas of how long the whole process could take?

If not, what are some other options besides private and hard money?

Thank You