I understand this question has a very simple answer. If an asset based lender will lend 75 percent on a property does this mean that no down payment would be needed if the property was worth $100k and you acquire at $75k?
@Reece O'Bryan Almost any lender will require some of your own cash into the deal (skin the game).
That's what I was expecting. Would it require less in this scenario? Or is there still usually a standard (ex. 10 percent down)?
Where people get tripped up is that yes, there will almost always be a down payment. There is no requirement that it be your money, however. You can partner with someone who has what you lack, you can set up a venture in which people can invest their SDRPs so the venture looks like an all-cash buyer, ... lots of ways to do it.