USDA Rural Business Loan Guarantee vs SBA Loan Guarantee

[Kyle Southard]

Greetings,

Does anyone have experience using the USDA Rural Business and Industry Loan Guarantee, or the SBA Loan Guarantee? Bottom line: trying to figure out which one to use with a wedding planning business's purchase of a rural wedding venue.

Details: fiancee is a wedding planner who has been in business for 3+ years, earning money for her consulting services. With this real estate purchase, she can now charge for her services and for use of the venue, which is huge plus for the business.  We have a buy-sell agreement on a venue, and just need to finance it now (our deadline is December 2017, but we want to get it as soon as possible).  The venue is in a USDA-deemed "rural" area, and is USDA Rural B&I Loan-eligible.  Ideally, we do not want to put any money down, which is why we're looking for USDA or SBA coordination.  Does anyone know which route--USDA or SBA--would be optimal for financing? 

Any anecdotes (good or bad) or advice would be greatly appreciated!