I was recently listening to a BP podcast in which the guest mentioned an investment in which the seller told him she could help an interested buyer with a loan if they don’t qualify. He ended up buying with this “alternative” but didn’t go in depth with the hows.

I have the opportunity to purchase my neighbors home and she is flexible with us. We have 20% down,however, I’m not sure we’d qualify for a second mortgage at this time. It’s a great deal, offering well under market value, and I’d hate to miss it.

I’d love to hear approaches you’ve seen in the past so if she’s open to it we can offer options.