Finding Owner Financing

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You can buy a list of free and clear property owners and send them a letter. Keep the letter short. Don't start the conversation about seller financing in the letter. Wait until you start getting responses. At that point, give the seller s cash offer and a terms offer. If you don't have access to cash, make sure that offer is so low, they won't accept it and it will make the terms offer more desirable. This takes some practice. There's a fine line between a strategic negotiation and a low balling used car salesman.  Don't be the 2nd.