Flexible Lenders that offer 5% down

[Lakshmi Nikitha Duggirala]

Hi everyone,

I recently found out from a real estate agent that he found a flexible lender who does does 5% down at only 3.75 to 4% fixed 30-year with no PMI on purchases. They keep it in house and can provide a loan to anyone with strong income. It's not a federally backed loan, the bank holds it for their own profit.

I was wondering if anyone knew companies/lenders like this and could recommend a few names. 

Thank you in advance!

Niki