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Updated over 5 years ago on . Most recent reply

RJ Umphenour's profile image
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RJ Umphenour
  • from Bossier City, Louisiana
  • Member since Mar 3, 2016
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RJ Umphenour's profile image
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RJ Umphenour
  • from Bossier City, Louisiana
  • Member since Mar 3, 2016
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RJ Umphenour
  • Bossier City, LA
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Creative Real Estate Financing

Refinancing commercial loan options

RJ Umphenour
  • Bossier City, LA
Posted

Curious to know if anyone has had experience with refinancing a commercial loan (normal 20yr am / 5 yr balloon) into a 30 fixed conventional? I have heard it's possible to have up to 10 conventional loans now, and I have an A property that my LLC owns and I would like to convert it to a 30 yr personal fixed rate loan to increase cash flow. Most lenders here are saying it's not possible? Any suggestions...

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Charles Carillo
  • Rental Property Investor
  • from North Palm Beach, FL
  • Member since Apr 8, 2018
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Charles Carillo
  • Rental Property Investor
  • from North Palm Beach, FL
  • Member since Apr 8, 2018
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Charles Carillo
  • Rental Property Investor
  • North Palm Beach, FL
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Charles Carillo
  • Rental Property Investor
  • North Palm Beach, FL
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@RJ Umphenour

I have done a 25 year, fully amortizing commercial with a bank. I suggest you call every local bank and credit union within 1 hour of the property and see what programs they offer.

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