Investor · Ontario · Member since 2015 · 486 posts · 250 votes
5y
@Mauricio Sanchez I would assume it would have to be liquidated in order to be used as a downpayment. Also If you have experienced a large Crypto gain I would ask about taxes too.
If you do not want to sell your Crypto you could consider borrowing against it. Some Crypto sites will give you around 1/3 of your crypto via a loan using the Crypto as collateral. This strategy needs to be used with caution.
In terms of private mortages, I stumped my lender with the same question you asked here. Crypto is still new. Most lenders are still in the process of learning how to view it.