Creative Financing - Would love some input on ourscenerio!

[David Menapace]

I'm curious to learn how folks have structured financing when leveraging both hard money and private (family/friend) money.

For example, if you have hard money that covers 80% purchase and 100% rehab, then a private (family/friend) money that covers the remaining 20% purchase as well as holding costs and initial rehab costs, what kind of rates and payment terms did you settle on for your private (family/friend) lender? 

Would love to see how creative folks have gotten!