Skip to content
×
Pro Members Get
Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 16%
$32.50 /mo
$390 billed annualy
MONTHLY
$39 /mo
billed monthly
7 day free trial. Cancel anytime
Tax, SDIRAs & Cost Segregation
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated about 3 years ago on . Most recent reply presented by

User Stats

13
Posts
7
Votes
Reid Sealby
  • Investor
  • Denver, CO
7
Votes |
13
Posts

Self-Directed IRA from TSP...

Reid Sealby
  • Investor
  • Denver, CO
Posted

Military and retired military friends - is it possible/has anyone had experience borrowing against their TSP, like a self-directed IRA, to invest in Real Estate? Looking for some insight on how to do this. I served 4 years and have about 55k in my TSP that I would like to invest into real estate. Thanks!

Most Popular Reply

User Stats

2,878
Posts
2,536
Votes
Brian Eastman
  • Self Directed IRA & 401k Advisor
  • Wenatchee, WA
2,536
Votes |
2,878
Posts
Brian Eastman
  • Self Directed IRA & 401k Advisor
  • Wenatchee, WA
Replied

@Reid Sealby

If you have separated from service, then you can rollover your TSP to an IRA of your choosing. Some self-directed IRA plans are configured to allow for investments other than the stock market, such as real estate.

With a self-directed IRA you are not borrowing from the plan so you can invest in real estate. Rather, the plan is investing in real estate rather than being limited to investing in the stock market. It is still tax-sheltered retirement money, and everything the IRA does is purely for savings purposes within the IRA. You may not personally use or access the funds until you reach retirement age.

Loading replies...