RESPA problem

[Brian Palmer]

I just closed on a duplex and it was a nightmare closing docs not at the title company till one hour after closing,because proccesor never sent it to underwriting till day of closing even docs were submitted three weeks before closing, lender loosing docs huge mess.Once it was worked out here are the issues.

The initial GFE and second GFE were not on the new GFE form, they did not dislcose tranfer fees on either one.

I requested a settlement statment prior to close and did not get it.

The closing took 6 hours because the lender kept screwing up the settlement statement.The HUD-1 at closing did not have page 3 completed just a line through the page with with NA hand written
I compared the GFE with the HUD-1 and found I was charged 60 percent more for title insurance, 50 percent more for title fees and 15 percent more for the appraisal.

My questions are since the GFE was on the old form does it meet the requiremnts of GFE within 3 days.

I believe they violated RESPA with the excess fees Do I file with the state banking authority, HUD in D.C., or the bank or all three?

Can I seek compensation for the excess fees plus my time to purse it or seek legal help ?

I have purchased and sold many homes and never had a problem with a lender like this.

Thanks for any help !!!