Curious how others are using SDIRAs for real estate development?

[Robert Ellis]

I’ve been diving deeper into Self-Directed IRAs lately—especially how people are leveraging them for real estate syndications, land deals, and even ground-up developments.

It’s wild how many folks don’t even know they can use their retirement accounts for real estate (outside of REITs). I’m curious—has anyone here actually used their SDIRA to fund or co-invest in a project?

I know there are a lot of rules around disqualified persons and arm’s-length transactions, but I’d love to hear real-world examples. Especially if you’ve used an SDIRA to invest in something like:

• A new build or ground-up development

• A JV structure

• An LP/GP split within a syndication

• Deals involving land or entitlements

Also wondering how people are structuring these to avoid UBIT/UBTI (unrelated business taxable income). Anyone using debt strategies within their SDIRA, or keeping it all cash to stay clean?