Name on Deed
My wife and I recently got married but have been living together for the last 8 years. She purchased a house (FHA Loan) that we are currently paying a mortgage on. Her name is the only name on the Deed. We are trying to sell our house with in the next year or two. With that being said we would like to lower our mortgage payment in the mean time before close a deal to sell it.
My question is, is it beneficial to find ways to lower our payment by refiancing? Should I put my name on the deed in hopes my credit score helps us get a lower payment? Or should I just wait it out until we sell our house and not deal with any changes to our loan?
Thanks BP
JM